The widow of a retired cop who recently died indicated that the new prescription cards and insurance that was never made available for many weeks hindered his medications and led to his death, escalating the chaos that resulted from a change to a new medical care system in the city.

Christina Hoff, a lifetime Newarker informed NJ Advance Media that even though she was not God, he would still be alive if he was administering his medications and that the city ignored him and many others too.

Stephen Waddell, her husband was aged 56 when he died after serving the city for 25 years, initially as a City Hall janitor for 6 years, then as a cop for 19 years.

Jack Kelly, the business administrator ignored all requests to comment on Waddell’s death, but later responded by mail to the president of the police union informing them that Waddell actually applied for the state medical benefits plan that has coverage options that were similar to his previous plan.

Kelly wrote in his response that he was sorry about Waddell’s death that there would be no lapse in coverage even though there might have been incomplete or late applications. He said that he would ensure to personally inform the provider of the coverage, once the city is notified of any particular occurrence.

The president of the Newark Lodge 12, James Stewart, who has been in charge of filing the complaints since Aug 1 indicated that the city had been notified of Waddell’s condition immediately after he got the message.

Hoff pointed out that Waddell experienced another stroke in July and was getting better at a rehabilitation center, but was informed to leave in the early months of August since his previous insurance had expired.

Hoff claimed that they received nothing from both the city and the state concerning a change in health coverage because she has always been very concerned about his health care and if she had known his insurance had expired, she would have sent it back.

In a bid to save the lawmaker’s $13million, a new medical plan was transitioned by the city from its previous one on Aug 1. Many retirees claimed that they were not informed about the transition only to later discover that their medical care plan had expired and about 2,000 of these retirees were being transitioned into a new prescription and Medical plan.

The city claimed that the state was responsible for informing the people about the change.

Hoff indicated that she visited the City Hall once she knew of the changes and her husband was enrolled in the state medical benefit plan. But she claimed that his new prescription cards and medication never came and medications were not affordable for them.

Hoff pointed out that her husband’s medications were numerous since he was diabetic, had cholesterol and kidney issues.

Stewart explained about Hoff that they were never expecting the transitioning and they were confused about the next line of action which is the reason that this plan should have been integrated over one year.

The labor lawyer of the FOP stated that he had previously experienced circumstances of transitioning from one carrier to another, but not as sudden as this one which will, therefore, have severe impacts. Many retirees have been neglected and are either losing their insurance coverage or being overcharged ridiculously.

Since the effort by the city to refund former workers on excess co-pays have been closed by the state, Kelly started a new prescription plan for those who have retired. Retirees now have to pay as much as $600 under ExpressScripts, the new prescription provider in the state as opposed to the previous payment that was as low as $1.50 or $5.00.

Stewart stated that they had hoped that the city would understand the mess they had caused and start making headway in putting the thing in order, but the retirees are still facing the same issue as their condition has not changed.

Sharpe James, a former mayor also complained that he was denied treatment at the clinic on the 2nd of Aug stating that his insurance covered had expired when he tried getting medications for his back pain. James, however, has an incomplete application for the new state medical benefits plan and has no evidence of being qualified for Medicare.

An application must be filled and sent to Trenton by retirees to enroll into the new state medical benefits plan. Adequate evidence and documentation must be provided by those eligible for Medicare or extending to loved ones.

Additional help can be obtained by previous or current employees by visiting

The city ‘s new intended prescription plan has left many retirees hanging.

Newark was informed by the state to alter its reimbursement program, but enables the city to register retirees into a different prescription plan.

Waddell lived all his life in Newark, he served twenty-five years as an  employee at Newark City, before losing his life last week. He left three children aged 19, 18 and 20 behind.

Waddell’s widow said that it was very difficult in his absence because he was her best friend, but she is trying to be strong for the children.

Legal Articles

Farewell, Big Law! Hello, Boutiques! Why these young lawyers were sold on smaller firms?

There is no viable replacement for most attorneys who practice in a boutique where they have an unrivaled quality of work, training, and personal growth to develop their career.

Big Law has been making advancements in enhancing the generation of improved work-life for young lawyers. Few of the modifications that most law firms implemented are boundless free time, extended parental leave and improved mentorship programs to prevent skilled attorneys from leaving after paying their student loan debt.

There is no alternative to practicing in a boutique firm for many attorneys. They have unrivaled quality work, personal growth and training to develop their career.

The business-law-editor at, Lizzy McLellan, had a chat with three renowned lawyers in today’s episode who came into boutiques after quitting Big Law. Comments came from Quynh Vu at Kaufhold Gaskin from San Francisco, Blair Kaminsky at Howell Shuster & Goldberg and Aaron Swerdlow at Weinberg Gonser in Los Angeles.

They gave insights on practicing in small firms and the performance of Big Law to sustain those top practitioners.

Judge Throws Out Lawsuit which challenged the Affirmative Action Policy at Harvard College and Law School Review

There were claims from the lawsuit that the short straws were pulled by the white men as minorities and women had more consideration but Leo T. Sorokin, a U.S. District Judge ruled out the accusations, indicating that they were ambiguous

Harvard Law School Review and Harvard College learnt a lesson from civil action Friday when an NGO filed a lawsuit against them but was dismissed by Leo T. Sorokin a U.S. District Judge from the District of Massachusetts challenging how sex and gender can be used as a consideration for the application of students, faculty employment and articles for production.

Simpson Thacher, ACLU Tackle Lawsuit by Immigration Rights Groups against Fast Track Deportation by the Donald Trump Administration.

The accomplishment of “expedited removal” has been increased by a thousand more immigrants. This applies to any arrested immigrants that enter illegally into the U.S. without any evidence of living in the U.S. for a minimum of two years.

The ACLU and some few lawyers stood in for the immigration rights group and filed a lawsuit against the Trump Administration intending to put a stop to a federal rule and end up revealing instant deportations to many migrants.

A lawsuit was filed against the Justice Department by the Ousted FBI Leader McCabe.

McCabe’s legal counselors, Arnold, and porters stated in the lawsuit that Trump took an unconstitutional step of dismissing the DOJ and the employees at FBI that are not loyal and can be seen to be his partisan opponents.

A former deputy director of the FBI, Andrew McCabe stated on Thursday after filing a lawsuit against the Department of Justice on his March 2018 dismissal and claimed that it was unlawful to dismiss him from the bureau before his retirement and they should restore all the benefits of his employment.

Michael Dreeben Views “Trench Warfare” between the moving ahead of the Judiciary and Lawmakers.

The next warfare between Roe V. Wade for the resolution of the “trench warfare” and the fourth amendment between the court and Congress in the Annual Meeting of the American Bar Association of this year is discussed by Michael Dreeben.

A map was painted by Michael Dreeben, who is the former U.S. Solicitor General concerning the future of few of the significant U.S. Supreme Court cases in the previous year.

Courageous Action is paramount, a discussion with law firm chief diversify executives.

Several discussions were made by the five chief diversity officers about variation in law practices and made an observation on the issues due to the diversity prop lawsuit and how diversity in law firms can cope with the recession.

A growing number of Chief diversity officers are being put in their C-Suites by law firms as eternal counsel are beckoned on by the din of clients for the increasing number of diversity among their ranks.

The lifeline of Puerto Rico depends on this bankruptcy case

Judge Laura Taylor Swain, a U.S. District Judge is presiding over a significant and possibly the largest public bankruptcy case to be ever filed in the U.S.

Over $72 million is owed by Puerto Rico with most outstanding bonds by California. And most importantly, over $50 billion pension funds are owed by Puerto Rico to its public employees.

Richard Ravitch, who assisted New York City out from the 1970 fiscal crisis informed WNYC that he was reviewing the Puerto Rican situation as he has professional and personal ties there but it was quite difficult to comprehend.

Ravitch stated that it is similar to writing fiction on how a government could totally mess up itself in every area which couldn’t even be scarier than what really occurred.

The bare-knuckle brawl in New York City will determine the amount of money that must be rebuilt by Puerto Rico and reimburse creditors.

The reimbursement task has to however be carried out by Puerto Ricans most of whom indicated that the amount the government would pay back was incomprehensible just like Sarabel Santos, the artist who indicated that the amount to be repaid was insane and the payment is made by the surviving citizens, not the well-to-do which makes it rather unfair.

The case is not only complex; it is also unusual. Five different interlocking bankruptcy files make up of the Commonwealth, the PREPA, the highway authority, the power company struggling on the island, among others are on the court docket of Judge Swain.

The analyst of an organization that deals with covering bankruptcy known as Reorg Research, Patrick Morgan said that he could have the feeling that every one of these cases can turn around to be their own Detroit.

The creditors are in their thousands from Puerto Ricans to Aurelius, a very hostile vulture funds on wall street. It is having almost over $500,000 bonds from Puerto Rico and seriously striving to obtain as many as possible.

Apart from the government, the creditors are also battling with one another concerning the insufficient resources of Puerto Rico.

Apart from the Swain, the Management Board and financial oversight are closely keeping their eye on Puerto Rico. The board that was appointed federally can take decisions on the finances of Puerto Rico and also subsequent dealing with creditors.

The procedure has overturned into a fierce battle. Gov. Ricardo Rossello and the board have disagreements on the cut for pensions and the labor reforms. To avoid additional strife, a common ground was reached which would have been submitted that could have also been placed in front of John Swan.

As the battle goes on, the major problem encountered by Puerto Rico, its people and economy are intensely uncertain.